| West
Texas Home Builder Association |
 |
The
West Texas Home Builder Association is a membership organization serving the legislative,
educational, and organizational needs of the Building Industry. The association is
dedicated creating a positive business environment for the housing industry by addressing
the housing issues of the people of Texas. |
| Lubbock
Association of Realtors |
 |
The
purpose of the Lubbock Association of REALTORS® is to unite those engaged in the real
estate industry to provide the service and technology necessary to assist its members to
be professional and successful, to promote education, to encourage community involvement,
and to promote and protect private property ownership. |
| Mortgage
Bankers Association of America (MBA) |
 |
Mortgage
Bankers Association of America is the preeminent association representing the real estate
finance industry. MBA serves its membership by representing their legislative and
regulatory interests before the United States Congress and federal agencies; by meeting
their educational needs through programs and a range of periodicals and publications; and
by supporting their business interests with a variety of research initiatives and other
products and services. |
| Texas Mortgage Bankers Association |
 |
|
| Federal
Housing Administration (FHA) |
 |
The Federal Housing Administration (FHA), a wholly
owned government corporation, was established under the National Housing Act of 1934 to
improve housing standards and conditions; to provide an adequate home financing system
through insurance of mortgages; and to stabilize the mortgage market. |
| Department of Veterans Affairs (VA) |
 |
The
Department of Veterans Affairs (VA) guaranties mortgage loans for veterans and
servicepersons. The guaranty allows veterans to obtain home loans with favorable loan
terms, usually without a down payment. |
